All posts tagged: fintech

Ark Kapital: Tailored Financing for Startups

October 23, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on October 23rd, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. What happens when venture capital dries up for software companies? A new industry of alternative financing emerges. Ark Kapital is one of them. It might seem like a return to an older era. How did companies get funded before venture capitalists started investing our pension […]

Moonpay Wants to Become the PayPal of Crypto

October 23, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on October 23rd, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. The PayPal of crypto — that is what Moonpay is trying to become. Whether they succeed or fail will say a great deal about how the wider crypto market develops. Crypto company Moonpay made a splashy entrance into the startup world when it raised one […]

Kardashian’s Fine Signals a New Era for Crypto Regulation

October 4, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on October 4th, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. Kim Kardashian’s million-dollar fine sends a clear signal to the crypto world: regulation is catching up. And nobody is safe. Gary Gensler — chairman of the SEC, the US financial regulator — gave a speech at the Aspen Security Forum in Washington DC. Gensler had […]

The Number That Should Worry Klarna’s CEO Most

August 31, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on August 31st, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. Klarna will shrink its loan amounts to bring down credit losses. But while the company’s focus has been on the US, the Swedish business is now shrinking for the first time. It is every CEO’s job to present and package reality as positively as possible. […]

Just How Bad Things Are at Klarna

June 17, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on June 17th, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. Klarna’s valuation is reportedly collapsing in the increasingly tough climate for tech companies. But what does that actually mean for the company? SvD’s tech analyst Björn Jeffery explains. What is going on at Klarna? Klarna is a company that has been saddled with large losses […]

Apple Pay Later — The Last Thing Klarna Needed Right Now

June 7, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on June 7th, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. The advantage of being a tech giant is on full display now that Apple, in a single move, risks turning all of Klarna’s business into just one feature among many. Every year in June, Apple holds its conference for software developers. It’s called WWDC — […]

Klarna’s Results — a Warning to Every Swedish Tech CEO

May 24, 2022
by Björn Jeffery
SvD Näringsliv

This analysis was first published in SvD Näringsliv, in Swedish, on May 24th, 2022. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. Klarna’s quarterly report and announcement of layoffs isn’t just a rude awakening for one of Sweden’s new flagship companies. The message — despite all the flowery language — will send a chill through every leader and owner of a Swedish tech company. A good way […]

Future worries causes Visa to pump billions into Tink

June 24, 2021
by Björn Jeffery
SvD Näringsliv

This column was first published in SvD Näringsliv, in Swedish, on June 24th, 2021. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. The Swedish company Tink has 18 billion reasons to thank the US Department of Justice. Their stopping of Visa’s intended deal with the similar company Plaid laid the foundation for today’s giant acquisition. Al Kelly, CEO of the card company Visa, seems to know what he […]

The world’s most expensive keystroke

March 14, 2021
by Björn Jeffery
SvD Näringsliv

This column was first published in SvD Näringsliv, in Swedish, on March 14th, 2021. This piece was translated from Swedish by Claude. Some phrasing may differ from a human translation. The big banks’ outdated software costs them market shares to fintech companies that run both faster and better by making things from scratch. By challenging in a niche and then expanding, a new banking world emerges. It is August of 2020. An administrator at Citibank has […]